How to pay medical bills after an accident

A serious injury from an auto accident can create a great deal of financial stress for your family. Medical plan deductibles and copays can pile up, and you may be unsure of who is supposed to pay.

If someone else is responsible for your injury, they (or their insurance company) are responsible for paying your damages, including past and future medical bills. However, until your case is resolved by settlement or jury verdict, you will need to find another way to pay your bills.

Your options may include:

  • Group medical coverage through your employer
  • A private health care plan
  • Medicare or Medicaid
The insurance company that pays your medical bills now will expect reimbursement when you receive a recovery from the insurance company of the at-fault party. The insurance issues involved in a serious accident can be very complex, and only an experienced accident attorney can help you keep as much of your recovery as possible.

Recovering your health from a serious accident can be a long and frustrating process. Even if progress seems slow, and treatment expensive, it's important to continue your treatment program until you recover as fully as possible. If you discontinue treatment, your condition may get worse instead of better. In addition, the insurance company of the at-fault driver is likely to claim that you are no longer injured and pay you less money as a result.

1 Comment

I completely agree that dealing with an auto accident injury sounds really stressful. Although it sounds like you'll be fine if you're aware of how your coverage works for medical bills. Even if you never get into a car accident, it's probably worth it to find out.

Leave a comment
Comment Information